Best fintech startups in Dubai: find options near you

Hi I have been applied for loan in Finmark capital ltd .. They said loan is approved but my credit score is low so I have to pay the first month EMI before they disburse the loan But the account details they have given was under soulwallet and a person account saying they are theinvestors who is giving loan Is it true?

There is a big scam going on under this company . We got scammed and lose 20k Dhs in one day. These people contacted first and send a link to give all the details by claiming that they will provide loan with low interest and the person who need a loan of 20k dhs saw and logged in the link which they gave. Later on a guy contacted in whatsapp and said his CBIL score is low and he have to pay the interest amount first. Without thinking he send the money to an account they gave. The next day they said the loan is approved and the amount will be transferred shortly but they played and said the IBAN number which given is not correct because of that the amount is freezed and said there is penalty of 6000 dhs if not paid in 24hrs the interest amount will increase. He got panicked and arranged the money somehow and sent it. By convincing him they again asked to sent an amount total of 20k dhs to multiple accounts he had to sent that and told he will get all the money together . To get a loan of 20k dhs, he had to send 20k dhs to them. They don’t have any location and contacting in botim and WhatsApp. Please please beware of such scam. We lost all hopes and the amount of debt got increased because of them. There’s no one to help to get back the lost amount.

I want to highlight one issue that some of the scammers they are using Soul wallet fake portal and offering loans. I applied for 20,000 loan with them. Within 3 days they said my loan approved and they will credit the loan amount but i have to pay my first emi, as of them my credit score are less in AECB. Now they are asking daily to deposit the first emi of loan amount. So kindly be aware of such scammers.

I have a question about a credit card loan from your financial center, I got a call from one of the guys from soul wallet, he said he would give me 15,000 AED money without interest and without salary transfer letter, is that true? i feel like this is scam , awaiting your prompt reply.

I got my car insured in a magical way. I really overwhelmed with the quality and quick response of the communication. Moreover the person who executed this wonderful job would always be in my professionals’ list. Sharon you are excellent, you deserve 10/10 with stars ********. I wish if I would have employee like you. Best of luck…

I applied for the second time I am still anticipating a call from your institute I hope to be call today’s dy

Have peraon contact me that my loan approve then he said my credit score is low the i pay my first payment to take my loan this is scam or legit and i said i want to go in office where is the location he ddnt rply me.

IBT is a highly unprofessional company with exploitative practices. Offering 3k AED for a 6-day work week is unacceptable and shows complete disregard for employees’ time and skills. The interview experience was even worse. The operations manager was openly disrespectful, and it was obvious that there is strong racial bias, with clear preference given to Arab and Egyptian candidates. This made the entire process feel discriminatory and insulting. Overall, this organization is poorly managed, disrespectful, and not worth anyone’s effort. I strongly advise job seekers to avoid interviews here altogether—it is nothing but a waste of time and energy.

Hello, I have rated you 5 stars. I am looking for a Chat Support or Customer Service job in Dubai. Can you please guide me on how to apply or share any current openings?»

Hello , i received a call for call center position informed about job details salry when i can start since this call no one responded i send emails and call and there’s no callback

– I waited 3 hours for the interview. – Use them, don’t let them use you. – Start looking for a new job since the moment you join them.

It was good experience quick response on queries

Hii IBT Team,Thank you so much for getting me hired in a reputed company.Its been more than 50 days i was searching for a job in a BPO finally you guys helped me may Allah bless you and i would recommend people who are on a visit visa here in UAE please visit IBT with your updated CV.

This BPO company based in the Middle East is exceptional. They provide outstanding services with a diverse range of solutions. Their dedication to delivering results is commendable. The team is highly skilled and professional, ensuring efficient and effective processes. Overall, they are an excellent choice for businesses seeking top-tier BPO services in the Middle East.

Baraka is one of the best app which I ever used. It’s very easy to add funds and start your journey with minimal knowledge as well. The support team is truly amazing they respond very quickly and be there until they resolved the issue. You could choose shariah compliance stocks with zero withdrawal fees and many more. Install the app and enjoy your halal trading journey Jazak Allah khair, Md Ali

I’m using Baraka since few years. Likes: 1- Regulated by the government of UAE. 2- Excellent interface and very much user friendly 3- Tools like DRIP, Auto-Invest, Auto-Income, Analysis , and many others. 4- Customer Services is top. 5- No hidden fees. 6- Local bank account in UAE dirhams for easy deposit and withdraw. Dislikes: 1- VERY SLOW and you can’t rely on the stock prices in their APP. 2- Portfolio analysis and tracking is not the best. I use 3rd party tracker. 3- No options or crypto trading. 4- Their premium subscription is offering a free 12 trades/month only. They should re-consider before Robinhood launch. Overall I’m happy and I think they are the best in the UAE (so far).

Great islamic stock exchange app. I’ve been using it for almost a year. It has AI recommendations which is helpful. Insights are embedded in the summary of each stock analysis page. And what I like the most that there is a rate if sharia compliance. The customer support is quick as well. All the best for Barak. I’m supporting it all the way 💐

The app can sometimes be buggy and slow especially with price updates What keeps me using Baraka is their amazing WhatsApp customer support It is fast clear and very responsive and I have not seen this level from any other broker Their Shariah and legal compliance is also a big plus It makes investing stress free without spending hours checking if a company is halal The app is easy to use and not complicated It still shows important info like P E ratio and basics More advanced data needs a paid subscription which can be annoying but is understandable Overall great support and peace of mind even with some app issues

I faced an issue during the registration process on the Baraka app, but the support team was quick to respond and very helpful. They resolved my problem within a few days and kept the communication smooth and professional. Really impressed with their efficiency and great customer service!

Baraka exceeded my expectations on all fronts. I’ve been using it for a year and a half and never faced a major issue. The platform has an easy interface and it’s packed with information – easy to use even for those new to investing. The customer service is very hands-on and professional. If you’re a resident of the region and want to start trading, I highly recommend Baraka.

I’ve been using Baraka for almost three years now, and it’s been a great experience. The platform is very easy to use, and their customer service is always responsive and supportive whenever I need assistance.

I have recently started using Alaan, and I must say their service is excellent! Everything is incredibly easy to handle, and their integration with Xero makes managing transactions seamless. I’ve been using their corporate card, and it has been extremely useful. The entire process is smooth, efficient, and hassle-free. I genuinely appreciate their service and highly recommend Alaan to anyone looking for a reliable and well-managed expense solution. A big thank you to the Alaan team! Keep up the great work! 🙌

I have used Alaan in my previous organization and proposed it in my new organization. It’s very easy to use, the dashboards, reports and ease of use is amazing. Very good corporate prepaid card and expense management tool for any organization.

We have been using Alaan Card, and it has been incredibly useful for our business. The ability to track all transactions in real time makes expense management seamless. Additionally, the cashless transactions simplify reconciliation, making the entire process more efficient and transparent. Highly recommended for businesses looking for better financial control!

Alaan has transformed our expense management with its flexible payment solutions and real-time tracking. The platform is user-friendly, making it easy to upload receipts and monitor spending instantly. Highly recommended for businesses looking to simplify financial processes.

Excellent service provider, every company should move to digitizing petty cash for better performance and control

The best platform I’ve found in MENA that helped me manage all my business expenses and issue instant corporate cards for my team.

The best expense management platform that has changed the game when it comes to managing financial expenses.

We have been using this platform for some time, and it is secure, reliable, and easy to integrate. The support team is really helpful.

The team helped me very quickly, they understand my problem easily and gave me a simple and easy solution to address my problem, i really appretiate the effort of support team, they are doing great job indeed.

Efficient, Reliable and Quick to respond! Thanks to Vishnu and Rahul for quickly resolving my technical errors. Happy to partner with Telr for my latest startup!

Dear Team Telr, I really appreciate to the supporting team of Telr, Everything is transparent with their payment and payout system, Customer Support is Highly appreciated, I am personally sharing my experience with the Telr, I always recommend to use Telr for your online business. I always Give 10Stars out of 5Stars. For their support system. I especially thanks to Mr.Tushar Sir is really helpful and cooperative. Thanks to all team of Telr. Thankyou Telr and Team

I had an excellent experience with the Telr support team. They were prompt, professional, and extremely helpful in resolving all my requests. Every query was handled efficiently, and their guidance made the entire process smooth and hassle-free. Highly recommend their support team for anyone using Telr.

The platform is reliable, secure, and easy to integrate into our systems. What stands out the most is their responsive customer support and transparent processes, which make transactions smooth for both us and our clients. Highly recommended for businesses looking for a dependable payment gateway in the region.

I’ve had a great experience, truly the best service and support I’ve come across. The team was professional, responsive and always ready to assist. Everything was handled smoothly and efficiently. Highly recommended!

I’ve been using The Hive in DIFC for a few meetings recently, and it’s been a really practical space. The atmosphere is professional but relaxed, which makes conversations flow easily. The team at the front desk are helpful and the setup works well for both focused work and quick catch-ups. It’s the kind of place you feel comfortable returning to often.

Structure Material: Grade 1 Teak Wood. Design: Royal Comfort: Luxury Assembly Required: YES What is Included: Royal Bedrrom Set Furniture

Had a meeting here. Friendly Receptionist and very helpful. The place seems to be an excellent place to work at.

Fintech Hub and innovation center

Nice. Receptionist is very kind. It seems too much an elementary Italian school.

Excellent. One of the true fintech hives, and among the first to offer a range of services to startups. Very efficient and helpful staff.

A dream place for all those FinTech startups. Highly recommend everyone to take a visit and see the wonderful things they are doing.

We have had an excellent experience with Comfi. Their team is professional, responsive, and always willing to support our business needs. The onboarding process was smooth, and their invoice discounting solutions have helped us improve cash flow management significantly. The entire process is transparent and efficient, giving us the confidence to plan our operations effectively. We appreciate their commitment to customer service and highly recommend Comfi to businesses looking for a reliable financing partner in the UAE.

As a UAE business client, our experience with this invoice discounting service has been challenging. We structured our customer agreements based on agreed payment terms and fees. Shortly after, we were informed of changes to pricing and payment options, communicated as effective immediately. For businesses that depend on predictable financing, sudden changes create operational uncertainty. We were also asked to cancel and reissue Direct Debit Authorization documents and provide an undated security cheque reflecting an increased limit with an added buffer. While such requirements may be part of internal policy, the timing and implementation made financial planning difficult on our side. Businesses considering this service should carefully review clauses related to fee changes, notice periods, and security requirements before committing. This reflects our direct experience. Plus their team are not responsive and they are just adjusting

I would like to commend Miss Vanessa and Mr. Ahmar for their outstanding professionalism and support. They are always helpful, responsive, and dedicated to ensuring the approval and disbursement process is smooth and efficient. Their excellent service and commitment are truly appreciated. Thank you both for your exceptional work!

I had an issue with the app not working and some charges. I did resort to complaining about it but the outcome turned out to be very pleasant. The system has improved a lot and there are more clear ways to defer payments. Their after sale support team is excellent and resolved my issue in less than 24 hours.

When the market moves in unexpected directions, cash flow feels it first. We believe in standing by our clients and the businesses we work with, even when timelines shift. Comfi gave us the confidence to do exactly that, to keep moving forward without compromising our commitments or our growth.

Excellent experience with Comfi! All transactions and deals were handled smoothly and professionally. The staff are wonderful to deal with — very professional, helpful, and attentive throughout the entire process. Truly appreciate how well everything was taken care of. Highly recommended!

Our experience as a UAE business client raised several concerns regarding predictability and stability: • We structured our customer agreements based on previously agreed payment terms and fee structure. • We were later informed of changes to pricing and payment options communicated as effective immediately. • The timing of these changes created uncertainty for cash-flow planning and operational forecasting. • We were required to cancel and reissue a Direct Debit Authorization (DDA). • We were asked to provide an undated security cheque reflecting an increased limit plus an additional buffer. • The overall implementation process reduced visibility and predictability in financial planning. For businesses that depend on stable financing terms, clarity and advance notice are critical. Before engaging, I recommend carefully reviewing: • Clauses related to unilateral fee or policy changes • Notice periods • Security cheque requirements • Applicability of new terms to ongoing transactions This review reflects our direct business experience.

Good concept however for some reason my account is on wind down. This means I can’t invest anymore in other projects. I tried to contact them several times in different ways (email, call, whatsapp) but no one is replying me….. very frustrating. Even though the concept is very promising and nice without any kind of contact I’ll just have to wait for the projects to finish and invest my money somewhere else, since I’m unable to get my account out of the wind down status without support from Beehive….

Very disappointing experience with Beehive. I have been waiting for a call back for 10 days despite repeatedly following up via WhatsApp. Each time I was told it would be handled urgently, yet no one followed through. What is more concerning is that communication completely stopped after several reassurances. For a financial platform, responsiveness and professionalism are critical. Unfortunately, this experience did not reflect that.

I had the excellent experience working with Mr Adil Hussain – From start to finish the loan process was handled with exceptional speed and professionalism. He was incredibly efficient, knowledgeable and always available to answer any questions i had along the way. The entire process is smooth, well organized and completed much faster than i expected. We truly appreciate the dedication and expertise and we highly recommend Mr Adil Hussain to anyone looking for a reliable and professional loan RM – thanking you on behalf of HQBC

Here’s a polished review: «I recently closed a business loan with Beehive, and I’m impressed with their transparency and support throughout the process. The team was clear about terms, fees, and repayment schedules, making it easy to manage my finances. Their support was top-notch – responsive, helpful, and always willing to guide me through any questions I had. If you’re looking for a reliable partner for your business financing needs, I’d definitely recommend Beehive 👍»

Update: Beehive is now making investment decisions without my consent citing that an e mail was sent changing the auto bid terms. I would seek legal guidance on how the platform can make make investment decisions and change my preferences without my consent. DO NOT USE THIS PLATFORM, the returns are low with high default and it seems that can do whatever they want with your money without consent The customer service isn’t very helpful when it comes to finding out about your returns/delayed payments. Overall, not a good investment option, I have invested a significant amount and diversified heavily but will most likely end up with negative returns. I think the company is moving away from P2P

I had a disappointing experience with Beehive Fintech. I registered through their website and provided all the requested information. I was informed that my account was under review and that someone would follow up—but weeks went by without any contact. After reaching out by email, I was asked to submit additional KYC documents, which I provided promptly. They then scheduled a Zoom call to verify my identity using my passport and Emirates ID. I joined the call as instructed, but no one from their side attended. I followed up by email to reschedule the call and sent multiple reminders, all of which were ignored. Given this lack of responsiveness and poor communication, I’ve decided not to proceed with their platform. This kind of experience does not inspire confidence in their operations.

The Platform is excellent and pretty straightforward. However, interaction with the investor relations team deems investing with Beehive useless. They are non-responsive to emails, they arrange online calls but not attend. A true troublesome investor experience which gives a glimpse of their expected attitude when issues arises.

To be honest, it’s not always perfect. My family and I have experienced a lot of glitches with our accounts creation and credit limit. What I like about them is their support and customer care service. Tried them over the phone and on live chat, both helpful. Rebecca for live chat is very easy to talk with, on point and delivers solution in a timely manner. She didn’t waste my time, unlike other support I know from other companies. For her I give Spotii a 5 star.

I faced an issue few weeks ago wherein i was trying to buy from a perfume shop and when i wanted to use spotii to make installment for the payment, it kept on saying that not approved because of the limit. I raised the concern to the customer service but she gave me an answer which did not make any sense at all. So i sent an email explaining my complain and few minutes after Ms. Cherry called me and assisted me perfectly. After few days, they were able to fix the issue in my account and I was able to process my order from the perfume shop.

Fast service, i sent them an offline message because it was Sunday. They addressed my concern quickly and solved the issue in 1 or 2 hours. Looks like they updated their app and was not aware of uploading the Emirates ID and linking my bank account. Thank you Nimfa for your assistance.

TOTALLY NOT RECOMMENDED. If There is less than ZERO i would rate them. Really unprofessional service and CS they don’t listen or try to resolve an issue but they are only just a recorded message they just repeat without understanding what they talk about. I have unfortunately done 2 transactions with them and gave different card number for each transaction. As per their own silly messy system we have to select a default card!! so i was forced to select one. And unprofessionally they decided to deduct all instalment for both transactions from only one card!!! And they claim that the system use only the default card. I have called many times and tried to speak to someone who understand in this business but unfortunately all CS agent who replied are unprofessional and i asked to speak to a manager who never called back. Now they tried to deduct the correct transaction from correct card but not enough funds after being 2 month doing messy transactions!!! I used TABBY and POST PAY they never mess transactions like this SPOTII does. NEVER TO USE THEM AGAIN

I haven’t recieved my package yet, but i would like to thank your company personnel at the customer services division for her excellent support. Your customer care executive, Ms Cherry took care of all my queries in a jiffy. Ms Cherry was extremely attentive and she listened to all my concerns with a great deal of patience. She also ensured that I received all the information regarding the I.T glitch. She has a caring approach and she is a true professional. Please accept my gratitude towards her and once again I would like to commend Ms Cherry for her professionalism and superlative skills.

I left a review here one month ago on the late payment process and how no one notified me of the payment and then I was charged for not paying on time. A customer service representative called me and apologized asked me to take down the comment and said the money will be refunded. It has been 3 weeks, my installment is due tomorrow, I have not been notified of this and to top it off I haven’t received my money back. I highly recommend using Tabby over Spotti. Tabby notifies its user on payments unlike Spotti ** addition: no, I did not receive an email to notify me. Spotti team had also been spam calling me for the past month, respectfully do not ever call me again 🙂 And yes after this review I have received my refund.

At first, i really got frustrated using spotti for purchasing stuffs, i have tried *Nth number of times to get it done yet it is constantly getting rejected. I have called on so many times to their customer service hotline and my concern is not getting resolved until finally, i was able to speak with Mr. Daoud Hanchi of their CS team. He was extremely patient with me as im in raged and made sure he was able to assist and resolve the issue.Kudoos and keep up the good work sir. Now on my 2nd purchase through spotti and it works smoothly for me. Will definitely recommend spotti To my friends 👌🏻More power Spotti team!

This is by far one of the most frustrating payment link companies we have dealt with in the UAE. Since 1 June, Odit Travels has only received one settlement payment, while the remaining settlements are still outstanding to this day. Despite numerous follow-ups, emails, calls, and messages, the company has largely ignored our attempts to resolve the matter. For any business considering working with them, be aware that you may spend more time chasing your own money than focusing on growing your business. The lack of communication, accountability, and timely settlements has caused unnecessary stress and disruption to our operations. We have exercised patience and given the company ample opportunity to address the issue professionally, but the continued delays are unacceptable. If the outstanding settlements are not released immediately, we will have no choice but to pursue all available legal remedies, including seeking court intervention to recover the funds owed to Odit Travels. Businesses deserve reliable partners, prompt settlements, and transparent communication. Unfortunately, that has not been our experience.

We had a negative experience, the settlements started getting delayed. There was no reply to our emails, the people employed stopped returning calls and there was no answer from landline number. We placed our trust in Faloosi and was left more than disappointed. You never expect to have to run after your money. And that’s what happend. The red flags became obvious so stopped using Thier services. It’s a shame because the company was ok for the first six months . Then things started to go wrong for us .

!!! Beware don’t subscribe to this payment gateway !!! I had the worse experience from this payment gateway. They don’t want to resolve any problem you have and they will not show the slightest effort of being helpful, delays in payment, demanding proof of service/product sale for almost every transaction NO MATTER HOW SMALL they won’t even put into consideration that you are a small starting business, unprofessional team when sending emails makes you feel as if you are been interrogated in a police station. I’ll cancel my subscription and look for other payment gateways, I won’t even budge to reclaim payments cause I know my efforts will be futile. I’ll have to consider this as a «life lesson paid with real money» so the next time I look for a service or a product, I’ll have to do my research properly.

BE VERY CAREFUL!! Very very very inconveniencing!! My experience was very, very unfortunate, a total waste of time. Imagine your client receiving a link of payment voluntarily and actively enter the details of their card and pays and then you a request of validation -.- No one informs you about this before hand or explains to the process they share 1 million document but not a single document that says this will take seven days or that you will be requested to submit any form of validation. And apparently an invoice is not enough. LOL!!!!! Multiple attempts of wasting your time of course to keep your money as long as possible in their accounts, you know why? to generate interest. Super incompetent «account» teams.

Initially agreed for a settlement within a maximum period of one week, and was going good for first one or two months. After 2 months, they said settlements will be little delayed due to Eid Holidays, which was in April 2023, we accepted the fact that bank transfers will be affected by holidays. This is September 29, approximately 6 months completed. We are yet to get the transactions done on 13th September (16 days) settled to our bank account. This 16-18 days delay is continuing since April and they will keep sending emails that their team is doing their best to speed up the settlements, which never felt like a truth. Strongly not recommended and not reliable for a smooth running of business.

Thank you for the Business Head – kaviarasu, they were really helpful and they helped me to understand the situation I was facing, and they are replying really fast, for sure I will complete with them.

I’ve been using Foloosi for the last two years and and collected payments worth hundreds of thousands dirhams. Service is smooth, no problem. Customer service is great, they are available for help within a few hours. charges are a bit higher but its worth the service they provide.